Using the site

Terms and conditions.

By using CalcNova, you agree to use the website responsibly and understand the general terms below. Last updated: November 2026.

The tools and their results

CalcNova offers general-purpose calculators and educational explanations. Results depend on the values and assumptions entered and may not reflect every real-world fee, rule, or circumstance.

You are responsible for checking whether a result suits your needs before relying on it. For important financial, educational, health, or legal decisions, consult a qualified professional or the relevant official source.

Availability and use

We work to keep the tools available and accurate, but we do not guarantee uninterrupted access or that every result will be suitable for a particular purpose. Do not misuse the website, attempt to interfere with its operation, or use it in a way that violates applicable laws.

Updates

These terms may be revised as the website changes. The date shown above identifies the latest revision published here. Continued use after a revision means you accept the updated terms.

For calculation limitations, also read our Disclaimer.